| Family Bundle | Rocket Money | Benefits.gov | |
|---|---|---|---|
| Cost | $49 once / 12 mo tracking | $7-14/mo subscription | Free |
| Bank login required | No | Yes (Plaid) | No |
| Personalized eligibility math | Yes | Subscription audits, not benefits | No (generic list) |
| Estimated $ values per program | Yes (range, not single number) | — | No |
| Per-kid evaluation | Yes | — | No |
| Monthly re-checks | Yes (12 months) | Yes (subscription) | No |
| Reapplication-deadline alerts | Yes | — | No |
Public sample (single parent, 2 kids, $32K income, Ohio): 7 programs identified, $11,800–$15,200/year in unclaimed annual benefit. The Family Bundle version of this audit also tracks the kids' Medicaid/CHIP boundary across 12 monthly re-checks because income changes flip the kids between Medicaid and CHIP.
I do not file applications for you or for your family members. I tell each member of your household what they qualify for and where to apply at the official .gov sites.
The government does not charge a fee to apply for any benefit. Anyone offering to file your benefits applications for a fee is running a scheme. Apply directly at the .gov sites.
I am not a tax preparer, government caseworker, or financial advisor. Final eligibility is determined by the agency that processes each application.
I do not collect SSN, DOB, or bank information. Even for the Family Bundle, I need only household composition, income range, state, and a few yes/no boxes per member.
This is not a subscription. $49 is a one-time charge for 12 months of tracking. Nothing auto-renews. After 12 months I delete your household composition data and email you a summary.